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Loan EMI Calculator
Calculate EMI, view amortization schedule, simulate extra payments, and export results. Supports INR, USD, EUR.
EMI Calculator
Accurate • Amortization • Exportable
Loan Details
₹
Min/Max values adjust based on currency.
Typical ranges: Home ~6-10%, Personal ~10-24% (INR).
Max tenure for INR capped at 30 years (360 months).
Optional - extra monthly or one-time prepayment to reduce interest.
How to Use
- Enter the Loan Amount and select your Currency (INR, USD, EUR).
- Set the Annual Interest Rate (e.g., 8.5% for home loans).
- Choose Tenure in years or months and your Payment Frequency.
- Optionally add Extra Payments to see how much interest you save.
- Click Calculate EMI to view summary, amortization schedule, and download options.
- Use Print or Download CSV to export the full schedule.
EMI is calculated using the standard amortization formula. Results are estimates and may vary slightly from actual lender calculations.
Notes
EMI is calculated using the standard amortization formula. Extra monthly payments reduce principal every period; one-time prepayment will be applied at the specified month number.
Summary
EMI—
Total Interest—
Total Payment—
Estimated Tenure—
Amortization Schedule
| Loan Amount: | |
| Annual Interest Rate: | |
| Tenure: | |
| Payment Frequency: | |
| EMI: | |
| Total Interest: | |
| Total Payment: |
| # | Payment Date | Payment | Principal | Interest | Extra | Balance |
|---|